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12/17/2010 - Flooring / Tiles planning

Today we have with our dealers and competent tile made in publishing.
customer side, we have tiles in the hallway, utility room, kitchen and two bathrooms.

We started with the floor tile in the kitchen. We had samples of our work surface and cabinet colors, and have chosen to match the floor tile. Thanks to our very nice consultant who apparently had a similar taste as we do, we were fast. It is the
McTile Ardenza brown 30 x 60 become:

Since we have these really liked, we took her to your bathroom and down the hall.

In the bathroom first floor we have a wall tile that Kerateam Bangkok in vanilla (plain, not patterned) and a color swab to the Venis Mosaico Crystal Cherry

In the utility room we have chosen the Kermos Andria - robust and insensitive.

the bathroom above, we have also for the floor tile in a brown wood-like look and to fit a slightly textured wall tile taken. The floor tile is a little darker than those in the guest bathroom and looks even more like wood, the wall tile is patterned but not pure white light. I hope you can see from the photos.
Combined, the wall and floor tile in the shower and on the shelves of the tub and toilets.
Since we do not draw very well may have to wait on her photos when everything elapses :-) is

The floor ( Casalgrande Metal Wood Bronzo ) and the wall tile (Kerateam Line LIN92):

Casalgrande Metalwwod Bronzo

Kerateam Line LIN92 - really knows ...

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10/12/2010 - Sanitary / Bathroom Planning III

seems to have found in our documentation from the wholesaler yet again.
We have received an offer with all our wishes, the more prices are reasonable and not beyond our framework. So is the chapter bathroom design, at least as far as sanitation, completed only once.
details here

Next week will be the appointment with the tile is determined once again is exciting.

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02.12.2010 - Sanitary / Bathroom Planning II

Today we went to the operator, who is with us in charge of heating and plumbing.

We started with the laundry room.
first time since it was found that the hot water tank can not stay here, where he was located.
He would then just before the gas meter and the Water meter are - very unfavorable. So the memory to the other wall was completed, after which we had the gas boiler also attach to this wall so we could still use them. Unfortunately, this change goes through some space is lost, we had already planned. But rather as if stress, because the memory is in your way.

Next, the floor was discussed. The area below the kitchen, the refrigerator and were left out of the fireplace below. Makes sense, yes. Who needs hot food cabinets or refrigerator .... heated from below

Finally, the bathroom planning up and down. the guest bathroom was relatively easy because we have remained on the standard fittings. Unfortunately
were the records of the wholesaler, where we were 2 weeks ago, before our not above bathroom. But we had the sketch of the plan, where you could at least see the models. The division was the view of the plumbing company iO He has requested the records again and we hope that we get in the next week an offer from him, the more prices go from the show.
The details will be discussed again anyway on site when the time comes. The main thing we have something in hand, we at 17.12. discuss with the tile can.

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01.12.2010 - mail from ....

the trade association BG Construction.
This is something that we have read little or nothing. Accordingly, we were surprised.

What is it:
The letter serves to determine whether insurance coverage for non-commercial is to provide helper. These include friends, relatives, neighbors ,.... just anyone who helps but does not act as a company.
are there except the builders themselves
Of course, the builder must pay (.....) if they have performed the same insurance coverage for these helpers. In principle a good thing, if something should happen. But depending on hours worked and not exactly cheap. So 100 hours worked at a fictitious salary cost of 10.22 € (WEST, EAST € 8.68) € 198.14 (WEST, EAST € 168.28) to review.

can of course be monthly and the building owner / building owner, including the spouse voluntarily for one. Contribution of about 500 € assure - thank you for the offer ....

we have to fill after the end of the calendar year, a "self-evidence", in which all hitherto private hours worked by "foreigners" including possibly be listed the remuneration paid.
tip to all: you write on the hour and if necessary fees paid. Estimates are explicitly not required. This is especially true for the next year. Who white in December 2011 as to who has how many hours worked in April 2011 .....

addition, within a week or a registration form be filled out, including in the list all the companies involved are per trade. Good for him who builds with a developer, for we are to enter this everywhere :-)
If they want details, you can ask yes there.

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26.11.2010 - Winter break ....?!?!?!?

Today we have again photos from the "inside" made. Because of the low temperatures since Wednesday, unfortunately nothing happened.

view from the hallway into the kitchen

view from the hallway into the living room

However we had with our spare craftsmen who wanted to support, despite the low temperatures continue:

As with the result but we were not satisfied, he has rather taken the flight :-)

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24/11/2010 - The masons were busy

Since Monday, the masons here in drawing the walls. Parts of the interior walls are also created already is here but not seeing. The next few days but it will probably not go further. It is called for frost and snow :-(

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11/19/2010 - The base is finished

The bottom plate ready. Good to see are the pipes for house connections (orange) and the pipes for the waste water (gray)
first comment of my daughter. "this is small, because my room is so much bigger now "......

And We look forward so that it really is going on now, the temperature drops to the freezing point.
THANK YOU :-)

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17.11.2010 - Bathroom Planning I + Land

Today we were the first in a bathroom design bathroom showrooms. We were a little early there, and could still go through the exhibition, before the consultants had time for us.
The consultant has first considered our first draft and asked us about our wishes.
for the guest bathroom, he had the price of property developer in the enclosed article in a Musterbad we have so taken over. Our bathroom
we then rescheduled.
The shower was moved farther toward the outer wall, thus we can save a shower and need just a regular disc. The shower you enter then the wall side, which included the hanging towel radiator.
From our corner bath, we also separated. First, would the otherwise rectilinear space "agitated" act, the other is for my size (1.90 cm) unsuitable. He beat us with a hexagonal tank with a large floor. I sat in a similar to the sample - because look at the knee will no longer swimming in the water :-)
Here, the current draft:

then we've also been on the property. It goes on! As the construction workers were
despite the rainy weather, but quite busy.

The construction road was built and piled the soil so that tomorrow can be started with the base plate.

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News in Spanish tax law for 2010

the 2010 tax changes occurring strain on the one hand the consumer and relieve the other hand, the entrepreneur.

first Increasing the value added tax (IVA)

The shopping is more expensive in Spain significantly from the second half of 2010. On 1 July connect new value-added tax rates in force. Accordingly, the general VAT rate will increase from 16% to 18%. The reduced rate of VAT, which currently stands at 7% is increased to 8%.

remains unchanged, only the minimum VAT rate at 4% there, which concerns mainly basic foodstuffs and printed materials.

kind	previous tax rate	new tax rate
IVA general	16%	18%
IVA reducido	7%	8%%
IVA superreducido	4%	4%

second Temporary reductions in corporate taxes (IS)

In contrast to the natural persons who have to accept a tax increase, are certain companies to benefit from tax relief.

Under the condition that they reduce their workforce is not 2010, and are lower for company size (maximum 25 employees, less than 5 million in sales) some temporary relief. For the fiscal years 2009 to 2011 they will be rewarded with lower tax rates.

income	rule tax rate	Reduced tax rate
to € 120,202.41	25%	20%
to 120,202.41 €	30%	25%

This measure is the progressive loss of jobs slowed, while the economic situation of the hard-hit by the crisis PYMES (small and medium-sized enterprises) will be improved.

third Increasing the capital gains tax (Impuesto sobre las Rentas de capital )

will also increase the capital gains tax, so the tax on interest income, investment income must be paid, etc.. This increases the cost in future saving and investing.

income	previous tax rate	new tax rate
to 6,000, - €	18%	19%
from 6.000, - €	18%	21%

4. Income tax (IRPF)

fall in income tax, including the following changes:

a. deletion of the allowance of 400, - €

Zapatero one of its most controversial measures undo. The reduction in income tax from 400, - €, which was introduced just over a year, virtually abolished with effect from 01.01.2010.

applies in full to the benefit only for future annual income of less than 8.000, - €. In income from 8000.01 to 12,000, - € will be granted the privilege still, with increasing Income but reduced proportionately.

b. Deductions for sole proprietors

Because of the similarity of the companies should come to self / individual entrepreneurs who keep their workforce stable, to enjoy a tax advantage. Condition is also here that the annual turnover is less than 5 million euros and the average sole proprietor has no more than 25 employees.

Maintaining all jobs or even increase this, here is a reduction of taxable income for income tax by up to 20%.

c. Change in the so-called Beckham Act

With effect from 01.01.2010 and finally connect changes to the controversial so-called Beckham's law in force.

This law aims to promote the immigration of foreign trained personnel (such as name to David Beckham) to Spain through the grant of tax privileges. The immigrant executives needed so far in the first six years are in their stay in Spain instead of the highest tax rate actually applicable only 24% taxes.

This rule is unchanged continued only for those executives whose annual income under 600.000, - Euro. Who earns more, but now must pay the 43% income tax. The top migrant workers are treated so that the remaining taxpayers.

income	IRPF	Beckham - Law
to 17 360, - €	24%	24 %
bis 32.360,- Euro	28 %
bis 52.360,- Euro	37 %
ab  52.360,- Euro	43 %
from 600.000, - €		43%

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The main Spanish taxes

IVA - Impuesto sobre el valor añadido

In IVA is a sales tax, so a tax on the exchange of services, payments must be paid (purchase of goods, provision of services). It is similar to the German VAT.

There are three types of IVA (general, and reducido superreducido), which are distinguished by the applicable percentage. The statutory tax rate IVA (general) is currently at 16%, but will be in July 2010 increase to 18%.

(For comparison: In Germany, the VAT rate since 2007 is 19%).

IRPF - Impuesto sobre la renta de las personas físicas

The IRPF is a direct tax on income of individuals resident in Spain and Germany compared with the income tax.

is a tax on all income of a person, so any income from employment or self-employment and entrepreneurial activity, and all Capital gains. The amount of the tax rate depends on the level of income to between 24% for low income and 43% maximum rate.

(For comparison: In Germany, the top rate is about 47.5%).

IS - Impuesto sobre sociedades

The IS is the direct taxation of companies based in Spain and legal persons. This tax is also the whole of the income of the company. The statutory tax rate is 35%.

ITP / AJP - Impuesto sobre transmisiones patrimonial y actos Jurídicos Documentados

The ITP / AJP is a tax which arises in the transmission of certain legal interests or the creation of rights. This tax will include the purchase of a house or a car, the establishment, merger, division or dissolution of companies and other corporate transactions, and the construction of deeds.

Plusvalía - Impuesto sobre el incremento de valor de los Terrenos de naturaleza urbana

When Plusvalía is a tax increase in the value of urban land, houses and flats which is produced during each transfer (ie sale, gift and inheritance), and each establishment or transfer of real rights.

IBI - Impuesto sobre bienes inmuebles (also called Contribución )

All owners of real property each year must pay a property tax to their community. This affects both urban, and rural real estate is taxed and the mere ownership.

IP - Impuesto sobre el patrimonio

This is a property tax, which does not concern the average population. Requirement is a minimum annual income is in excess of € 108,182.18. The tax rate rises with increasing power and is between 0.2 and 2.5% of income.

ISD - Impuesto de sucesiones y donaciones

this gift and inheritance tax is always formed when heirs acquire following the death of another person's legal interests or when people receive a gift, the one exceed certain value.